Low deposit house and land brisbane. We specialize in helping first home buyers find the new. Low deposit house and land brisbane

 
 We specialize in helping first home buyers find the newLow deposit house and land brisbane  Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing

Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing. Details. Search for new houses and land & view the latest listings of Gold Coast homes for sale. New Brisbane CBD master plan; The Olympics coming to town in 2032;. She is among a wave a first home buyers stepping into the property ladder with small savings. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity. All incentives subject to eligibility for first home buyers grant and stamp duty exemption criteria being met. Modular home with modern finishes - crypto deposit accepted. We currently offer our No or Low Deposit Brisbane House and Land Packages in the below areas. Most contracts for the sale of property in Queensland require the payment of a deposit. 04% p. Step #2: Change the interest rate and loan term if you would like. With stunning coastlines, incredible dining and entertain districts, and. The First Home Guarantee is a nationwide program to help first-home buyers purchase a property with a deposit as low as 5% without having to pay Lenders Mortgage Insurance. Check out our range of house and land packages now. Your price range. The first contract is to purchase land from the land developer – with a 10% deposit. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing. Get your loan ‘unconditionally approved’. Utilising the Queensland First Home Owners Grant of $20,000. Total Loan $472,346. So, if you’re buying a home valued at $400,000 then 5% of the purchase price is $20,000. Located 3 hours north of Brisbane, Hervey Bay is located on a quaint coastline with stunning beaches, and a short ferry ride to Fraser Island—the world’s largest sand island and a World Heritage Listing site. For example: You’re eligible to borrow a maximum of $200,000, but the property’s purchase price is $250,000. Utilising the Queensland First Home Owners Grant of $20,000. We currently offer our No or Low Deposit South West Brisbane House and Land Packages in the below areas. com. While land is anywhere from $10,000 – $60,000 more expensive. This is obviously a big help for single mothers and fathers who are struggling to save and escape the rental nightmare. You can put down as little as 5% deposit for a new home in Queensland: $20,000 down for a $400,000 property. QLD No Deposit New Homes will assist first home buyers with easy finance options, low or no deposit home loans, and house and land packages. Stroud Homes works with local agents and developers to source vacant land in popular suburbs and premium estates, and quote to build turn-key homes on that land. they got us there with the industry based Kixstaart grant that helped with the No deposit house and land packages. No or Low Deposit House and Land Packages. Geelong. With a deposit from as little as $7000, we can offer our house and land packages with custom additions such as ducted air conditioning to swimming pools. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity. Key points. Problem #2 is inflated prices. 4 2 1 300 m². Lot 37 Greenleaf Court, Caboolture, Qld 4510. To qualify for the first home owners grant QLD your property needs to be valued less than $750,000. 1 2. $1,779,650 Camp Hill Custom New Build! $1,356,750 Rare Cannon Hill Opportunity! $1,285,500 - 6km to CBD! With a deposit from as little as $7000, we can offer our house and land packages with custom additions such as ducted air conditioning to swimming pools. Monthly repayments = $1,349. Victoria. Utilising the Queensland First Home Owners Grant of $20,000. 6334 properties for sale in Brisbane - Greater Region, QLD. Specialising in brand new stunning House and Land packages, Terraces, Townhouses and Apartments for first time buyers, our Low Deposit First Homes feature incredible designs and functional floor plans to meet. Excludes Line of Credit, Constructions Loans which remain on Interest Only repayments after completion of the initial Interest Only period, Land Only Loans, RAMS Fast Track home loans, company and trustee borrowers, refinances, and switches and refinances of home loans within the Westpac Group which includes RAMS, St. View Details. BUILD YOUR NEW HOME - MELBOURNE! NO OR LOW DEPOSIT HOUSE & LAND PACKAGES. Roberts Farm Estate is located in Munno Para, a northern suburb of Adelaide, South Australia With space to breathe and endless things…. We offer our No or Low Deposit House and Land Packages in Ormeau Hills for first home buyers. Since 2009 we've been building homes for families of South East Queensland, from Caboolture down to the Gold Coast and out west to Ipswich. Explore our house and land packages. Check out our No Deposit Floor Plans! 1️⃣ Find out how much you can borrow 2️⃣ Pick your land & floor plan to suit 3️⃣ Finance application 4️⃣ Once approved /. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity. au. Areas We Build In. Find the best offers for apartments low deposit. Learn More Are you. This means you can choose one of many standard or customised home designs at the same time you purchase the land. Get out of the rental market NOW. Gardner Homes, our house and land packages make the process of building a home simple and cost-effective. The first component is the loan for the vacant land, which in itself is like a standard home loan. 5% deposit home loans: Find a lender that accepts smaller deposits. Eligibility criteria apply. With a deposit from as little as $7000, we can offer our house and land packages with custom additions such as ducted air conditioning to swimming pools. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. FIRST HOME BUYERS. If you’re not able to save for a home deposit, there are other low deposit and low deposit home loan options available. by admin | Oct 13, 2017. 00 as a deposit and I. From $5,000 Own your first home. 5. Details. In a region of this size, there are lifestyle options to suit all family types, needs and wishes. You can use the First Home Super Saver Scheme to build your deposit via extra super contributions. Build and Built specialise. Local. To see 👀 if you qualify for our No Deposit/ Low Deposit House and Land. We are passionate about only providing the best result for our customers. Don’t you think should live an independent life instead of relying on someone because most of the people in the world live in their relative […]House and land packages have basic finishes, but if you want to enhance the appearance of your home to show-off your personal style, these upgrades will incur an additional fee. Minimum 10% deposit required. $1,449,000. 4 2 2 188 m². Building stage 2 – Base 10%. Surprise happy ending for young Brisbane couple who lost $75k deposit to ‘greedy’ sellers. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity. FIRST HOME BUYERS. House & Land Package from $998,000. Ellendale, Upper Kedron. The Average House & Land Package Price Has Risen Over the Last 12 Months. If you’re interested in house and land packages, we have a range of options available in Brisbane and the surrounding areas. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Wynnum, Brisbane, Qld for First Home Buyers, Owner Occupy and property investors. Start hunting for House and Land packages. Do you have a small deposit? Are you eager to stop renting?zero or low deposit house and land packages, bli bli, sunshine coast, qld. FIRST HOME BUYERS. Check out our range of packages today!5% Low Deposit Loans – Regional Areas. At G. au. Menu. The more you can offer as a balance deposit, the more likely you will be approved. The rest $165k balance + another about $50k stamp duty and fees I will have to transfer to solicitor trust account before settlement date. Discover our House and Land Packages across Perth & the South West. Browse the latest properties for sale in Brisbane - Greater Region and find your dream home with realestate. Sort: Most relevant. If you're buying a property for $500,000, a 20% deposit is $100,000. . Perfect for first-home buyers. House and Land From $670,000. Details. Guarantor loans . This includes newly constructed dwellings, off-the-plan purchases, house and land packages, and land and a separate contract to build a new home. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Reedy Creek, Gold Coast, Qld for First Home Buyers, Owner Occupy and property investors. 00 for new house and land packages, townhouses, duplexes and apartments. If my settlement fails I will loose $35k only. Metricon has a large range of quality and affordable House & Land packages across popular areas of South East Queensland. 6 from 2317 Reviews. The Cost of House and Land Packages in Brisbane. The South East Queensland region is affordable and thriving for owner occupiers, particularly first home buyers. Sponsored by Home Apartments. That means a 20% minimum deposit. Your loan amount will be $380,000, which is a 95% loan-to-value ratio (LVR). 00 for new house and land packages, townhouses, duplexes and apartments. The bank is giving $800k loan. We provide unique insights and our in-house experts regularly appear on Sunrise, 7News and SBS News. Nothing like a cold beer on your new block 🍻Our clients managed to snag this incredible block to build their beautiful new home. We help Aussies to achieve their property goals through our free low deposit home and real estate investment service. No deposit loans will only allow you to borrow 100% of the total cost of the land and construction contract. Borrow 100% of the land and construction costs! No Deposit Home Loan Calculator. Those wanting to live in Melbourne will need to fork out an extra $26,000 so that they can afford the $206,581 deposit. There are two components of a house and land package loan. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Woombye, Sunshine Coast, Qld for First Home Buyers, Owner Occupy and property investors. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Cleveland, Brisbane, Qld for First Home Buyers, Owner Occupy and property investors. Search. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. No or Low Deposit House and Land Packages | No1 Property Guide. 4 minute read. With ready built turnkey properties, you may only. Our finance team works with you through each step of the application process. Don’t miss the opportunity to leave the rental market with our no or low deposit house packages. Get the best of both worlds with an Ausbuild Home & Land package. Where we build. The house is worth at least $200 000. No or Low Deposit House and Land Packages. Other ways to grow your house deposit. A 800m² plot starts at $334,486, while an 8,000m² one can reach $2,000,000. 10 packages. We specialize in helping first home buyers find the new home of your dreams. Home. Only 11 per cent of potential first home buyers can afford to purchase property in Australia. Min beds. Conditions and eligibility criteria apply. We can provide you with a free quote for your no deposit loan with the relevant suitable interest rate and fees. $945,900 - Few Lots Remain. 265 Callaghan Road Narangba QLD 4504. For alt or low doc loans lenders often require much higher deposits, but not always. $922,900. Australian expat home loan. The mortgage on your land works in much the same way as you’d expect with any other mortgage. Brisbane new land estates. Weeks Homes are SA's most exciting home builders with a stunning range of House and Land Packages ready for you to enjoy. From 1 July 2023 – 30 June 2024, 35,000 FHBG places are available. If the block of land is $300,000 then you need a minimum 5% deposit saved plus buying costs of an additional 2% to 3%: Minimum deposit required: $15,000 (5% of $300,000) Plus buying costs: $8,350; Total deposit required = $23,350 (7. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Crestmead, Brisbane, Qld for First Home Buyers, Owner Occupy and property investors. You will usually need a 10% land loan deposit and a 5% deposit for the construction loan when building your home. New houses from a house & land package are the perfect way to bring your new home to life. We currently offer our No or Low Deposit South West Brisbane House and Land Packages in the below areas. Speak with one our consultants today for a tailored package to suit your needs. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity can buy. Next, do some house price research. Our house and land packages include house designs that are stylish, contemporary, and on-trend. Utilising the Queensland First Home Owners Grant of $20,000. We offer our No or Low Deposit Hervey Bay House and Land Packages. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in. What You Can Expect from My1Home Regarding Low-Deposit House and Land Packages in Brisbane. Eligibility criteria. It’s not quite as cut-and-dried as that though, so it’s a good idea to know. For example, if you want to buy a $500,000 property, you’ll need a low-deposit home loan if your deposit is less than $100,000 and therefore you need to. Lenders will normally expect applicants to have at least 5% of the sale price of the property they wish to purchase, but depending on the the applicant's individual circumstance they may require more. 6. When you purchase a house and land package from one of our many options across Australia. Saving for a house deposit is a huge hurdle for most buyers. With a deposit from as little as $7000, we can offer our house and land packages with custom additions such as ducted air conditioning to swimming pools. Interest rate = 3. See save for a house deposit for more about how much you'll need to save, and ways to save faster. Utilising the Queensland First Home Owners Grant of $20,000. Get a home loan with a low deposit. OwnHome buys the house on behalf of its customer, handling deposits and stamp duty, with the customer paying an initial 1. Many home loans have LVRs of 80%, meaning you need at least a 20% deposit. single garage. Check out our No Deposit Floor Plans! 1️⃣ Find out how much you can borrow 2️⃣ Pick your land & floor plan to suit 3️⃣ Finance application 4️⃣ Once approved /. 5 per cent fee and moving in as if they own the house. First home buyers with an annual income of up to $125,000 (or $200,000 for a couple) are eligible. Low deposit house and land packages. No deposit homes | Qld House & Land Package Centre | Queensland CLAIM YOUR $25,000 HOMEBUILDERS GRANT $25k towards your build. Be free from house and land packages hidden costs with our fixed price building contract. Get Pre Qualified Footer. The community program is already underway with a dedicated. Sort: Most relevant. Our low deposit strategy has now helped 400+ families to achieve homeownership with little to no savings! With our Deposit Boost and government grants, we're helping Aussies to escape the rent cycle from as little as $10,000 savings. Darren Walters has been in the property and finance industries for. Important Facts you must know. Option 01. Get into a home of your own sooner, with a home loan deposit from. Can I Buy a House With No or Low Deposit? 100% Yes! We offer our House and Land Packages in Lexington Albany Creek for first home buyers. We build in a range of. Low Deposit Homes offers house and land packages and completed new homes that you can move into within 30 days. A Low Deposit Premium (LDP) is a one-off, non-refundable, non-transferrable bank fee that we add to low deposit home loans. J. No or Low Deposit House and Land Packages. Welcome; About. Land Transfer Duty. Applicable ranges HomeSolution Available eligible first home buyers. Scattered around the area are National Parks and dams, yet Oakland Estate is an easy drive to other major city hubs of Brisbane and the Gold Coast – both under an hour away. It’s our passion to not only build happy and healthy communities, but to create sustainable communities that thrive. For a home between $600,000 and $750,000, stamp duty concessions are available. [email protected], plus on top of the Qld grant we have our Built or Built Grant of up to $15,000. Can I Buy a House in Glenvale Rise With No or Low Deposit? 100% Yes! We offer No Deposit House and Land packages for first home buyers. Home designs. Any. Maxine Griffiths. Utilising the Queensland First Home Owners Grant of $20,000. According to the Queensland government, you will most likely need a deposit of about 5-10% of the entire purchase price. Don’t miss this opportunity to leave the rental market and own your own home. 00 for new house and land packages, townhouses, duplexes and apartments. Enjoy the certainty of a fixed interest rate combined with the convenience of online banking to set up and manage your term deposit at maturity. Buying your first home with 5% deposit. South Brisbane QLD 4101, Australia. Bad Credit Loans. Brisbane new land estates. au. au. Where we build. . Designed to reflect the risk associated with low deposit loans, LDP is calculated based on the size of your deposit and how much you borrow. How the Queensland First Home Owners' Grant can help you:NO OR LOW DEPOSIT HOUSE AND LAND PACKAGES, WOOMBYE, SUNSHINE COAST, QLD. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing. A 10% deposit is $50,000 and a 5% deposit is only $25,000. Trust loans . 00 for new house and land packages, townhouses, duplexes and apartments. It's far more. FIRST HOME BUYERS. Whilst we refer enquirers to a large network of. 3 2 2. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. 6. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing capacity can buy. Normal deposit: 10% payable when the cooling off period ends. You have a. Looking for a house and land package in Brisbane - Greater Region, QLD? Browse our house and land section so that you can find the right new home to fit your needs. 00 for new house and land packages, townhouses, duplexes and apartments. New House and Land operates under Fuel Property Pty Ltd Agency Licence No: 4545856 however we refer enquirers to agents who operate under their own corporate licences. SALES ENQUIRIES 1300 326 515 Client Portal The lower your deposit, the quicker you can save it. Stop renting, stop wasting money and start owning! See full list on livitconstructions. Hampton Rise, Bridgeman Downs. We recommend that you budget a minimum of $5,000 in case of unforeseen costs. ABN - 96 163 029 749 - QBCC Licence No - 1257302 The information provided on this website is general advice only. For 70 years, Stockland has created welcoming and friendly residential communities in Australia. 6 from 2317 Reviews. Also assumes customer is eligible for the First Home Owner Grant and HomeStart's Graduate Loan. 00, plus on top of the Qld grant we have our Built or Built Grant of up to $15,000. Suburb. Select your house and land package today. Step 1: Getting a loan for the block of land. 39 Apartments from $10,000. Brisbane & regional centres (Gold Coast & Sunshine Coast) $600,000: $700,000: QLD – rest of state:. PROPERTY DETAILS NO OR LOW DEPOSIT HOUSE AND LAND PACKAGES, WOOMBYE, SUNSHINE COAST, QLD Woombye QLD 4559, Australia No Deposit, Zero Deposit, Low Deposit House and land Packages,. In a region of this size, there are lifestyle options to suit all family types, needs and wishes. About Us. Specialising in brand new stunning House and Land packages, Terraces, Townhouses and Apartments for first time buyers, our Low Deposit First Homes feature incredible designs. Home Solutions. 00, plus on top of the Qld grant we have our Built or Built Grant of up to $15,000. See more of No1 Property Guide - No or Low Deposit House & Land Packages on FacebookYOUNG HOMEOWNERS THANKS TO DARREN WALTERS SYSTEM! Matthew & Madison purchased their BRAND-NEW home in Bahrs Scrub, Queensland with the help of Darren. 00, plus on top of the Qld grant we have our Built or Built Grant of up to $15,000. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Ripley, Qld for First Home Buyers, Owner Occupy and property investors. Utilising the Queensland First Home Owners Grant of $20,000. Home Solutions. Home designs. Sell my house. 00 for new house and land. When it comes to buying a new home, many buyers find that low-deposit or no-deposit house and land packages in Brisbane offer some important advantages over organising a land purchase and then designing and constructing a house. Nikki Scott. Discover our house designs in Queensland, including new house designs in Brisbane and more! Browse single storey and double storey houses at Metricon. T. The cost of a house and land package can be high, and the process of finding the right package can be time-consuming and complicated. I have $20 000. au Buying a house with no or low deposit has made life easier for thousands of first home buyers in South East Queensland. Other popular searches. Compare home loans for low-deposit borrowers. Speak with one our consultants today for a tailored package to suit your needs. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best. 1 2. New house and land packages for sale in Brighton, QLD 4017. However, location plays a significant role in these prices; Inner-city packages are pricier than those in the outer suburbs. New house and land packages for sale in VIC. 00 for new house and land packages, townhouses, duplexes and apartments. 00 for new house and land packages, townhouses, duplexes and apartments. Get out of the rental market NOW. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing. Utilising the Queensland First Home Owners Grant of $20,000. The Benefits of Buying House and Land Packages with Hudson Homes A key reason why a house and land package interests first home buyers is that it can be purchased with a low initial deposit. 2. The northern suburbs suitable for Low Deposit First Homes include Griffin, Kallangur, Mango Hill, North Lakes, Dakabin, Burpenary, Morayfield and Caboolture, plus a range of others. Award Winning. Call us on 1300 889 743 or fill in our online enquiry form to get started on your property buying journey today. SALES ENQUIRIES 1300 326 515 Client PortalThe lower your deposit, the quicker you can save it. Our house and land packages under $400,000 include the cost of the land, home design and site works. Blocks of land are slightly bigger and more affordable than the major cities of Brisbane and the Gold Coast and our stunnding designed homes with functional floor plans can be built at affordable rates. 2&3/8 Adori St, Surfers Paradise, Qld 4217. 00, plus on top of the Qld grant we have our Built or Built Grant of up to $15,000. Build and Built specialise. 10%. If you have managed to save a bigger deposit, we can still look at all options available that will allow you to have your money work best for you. Keep in mind that the number of guarantees available through this scheme is limited. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in the best position their borrowing. Sort: Most relevant. Borrowing Power; Owned Before; Custom New Builds;. No or Low Deposit New Home Solutions Townsville. 0% - 5% Deposit: The minimum required to purchase a house. The Average House & Land Package Price Has Risen Over the Last 12 Months. You can only borrow over 100% of the cost if you have a guarantor that can offer their property as additional security. The amount you can borrow depends on the size of the block, but with a typical-sized block, you can borrow up to 95% of the value of the land. Existing house; Townhouse; Apartment; House and land package; Land and separate contract to build your home;. 00 for new house and land packages, townhouses, duplexes and apartments. A 10% deposit is $50,000 and a 5% deposit is only $25,000. Featured Homes Low Deposit House Land Packages from Climb to the gold coast skypoint observation deck for panoramic views of land and sea if you went too hard the previous night, keep it a bit more low key with a bar crawl or a waterfront cocktail. We build almost anywhere within the following regions - provided suitable land is available for our builders. New house and land packages for sale in Brisbane - Eastern Region, QLD. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. com. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in South Brisbane, Brisbane, Qld for First Home Buyers, Owner Occupy and. The new Family Home Guarantee scheme allows single parents, with a household income of less than $125,000 to access the property market with just a 0% deposit. Build and Built specialise in brand new homes, having access into nearly every new Estate allows our team to put our clients in. 1% of the loan amount. . Victoria - Melbourne, Ballarat, Bendigo, Shepparton, Tatura and surrounds. Whether you’re looking at homes first or have already spotted a block of land, with an Ausbuild Home & Land package, it doesn’t matter what order you start your journey – we have you covered for both. property is currently leased on a month to month lease for $275pw which represents a spectacular returnWhen it comes to Narangba house and land packages, no one can compare to No1 Property Guide. The first step to securing your no or low deposit house and land package in Melbourne is to get pre-qualified. 22 for each $10,000 or part of $10,000 more than $180,000. Everleigh Greenbank, perfectly positioned in Brisbane’s fast growing south-west corridor, alongside Logan and Springfield. Discover different with innovative home designs, architecturally designed house plans & superior inclusions. *Based on a total House and Land Package up to $500,000 (land cost of $220,000, build cost of $280,000) from a participating builder (includes $10,000 builder contribution and $10,000 Starter Loan). 30 November 2022. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Southport, Gold Coast, Qld for First Home Buyers, Owner Occupy and property investors. Low Deposit House and Land Packages: A Guide for Homebuyers For many homebuyers, the thought of buying a house and land package can be daunting. $400,000. Address available on request, Burpengary East, Qld 4505. Home Solutions. See more of No1 Property Guide - No or Low Deposit House & Land Packages on FacebookNo Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Glasshouse Mountains, Sunshine Coast, Qld for First Home Buyers, Owner Occupy and property investors. No Deposit, Zero Deposit, Low Deposit House and land Packages, Townhouses and Duplexes in Maroochydore, Sunshine Coast, Qld for First Home Buyers, Owner Occupy and property investors. Govt Deposit Guarantee. He has saved $50,000 and is looking to borrow $650,000. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. Featuring over 1. The number of places in the existing Family Home Guarantee will double to 5,000 places per year, until June 2025, for eligible single parents with a deposit of as little as. Owning your own home is a dream for many renters in NSW. Home Solutions. 1-25 of 130 results. There is no such thing as a “No deposit home loan”, but for first home buyers we have a zero deposit option. LMI: This is the other major cost of buying your first home with no deposit.